One of the questions we sometimes hear at our dental office in Southfield is “Why don’t you take my dental insurance?” The question is a valid one in these tough times, so let me explain our decision not to participate in dental health maintenance organization (HMOs) and dental preferred provider organizations (PPOs).
When one of these insurance companies partners with your workplace, it sounds good because on paper it looks as if there will be less out-of-pocket money for you, the employee. These HMOs and PPOs are doing this out of the goodness of their hearts, right? Not exactly! [Read more…]